How can you be sure you are making your savings & investments work for you in the most tax-efficient way?

The choice of savings & investments products can be overwhelming, and finding ones that are right for you depends on so many factors including your financial goals, life stage and attitude to risk.

As part of our six step advice process, we will establish what you are wanting to achieve from your savings & investments, your financial and personal goals and then make recommendations as to products and investments that best fit your individual requirements.

We all need to pay a fair amount of tax, but that doesn’t mean that there aren’t ways of arranging your financial affairs in a tax efficient manner (so you aren’t paying more than you should). We advise on ways to reduce your tax exposure in an ethical manner.

Blow Abbott Financial Services Ltd is Authorised & Regulated by the Financial Conduct Authority

ISA

ISA’s are a well-established, tax-efficient way of saving, allowing you £20,000 (in 2017-18) of tax-free saving a year. We can advise and arrange both cash and stocks and shares ISA’s as part of our savings & investments advice.

Payroll Services in Lincolnshire | Blow Abbott

Venture Capital Trust (VCT)

A highly tax-efficient investment ‘wrapper’ that allows the investor to claim up to 30% income tax relief on up to £200,000 invested in any one tax year. You can also benefit from tax-free dividends and no capital gains tax when shares are sold.

Business Property Relief (BPR)

In the right circumtances this investment provides relief from Inheritance Tax (IHT) on relevant business assets after a holding period of just 2 years.

Investment Bonds

Investment bonds provide tax efficient investment options for clients over a medium and long term. Investment Bonds provide access to a mixture of funds for potential capital growth and you can withdraw up to 5% per year without paying tax.